Fees and Insurance
I have a self-pay practice, which means that I do not contract with any insurance companies. I am considered an “out of network” provider.
Out of network insurance reimbursement may be available to you, depending on your insurance plan. You can also use flexible spending and health saving account (HSA) funds for your visits. I can provide you with a receipt to submit directly to your insurance company for any out of network benefits for which you are eligible.
For your convenience, my office accepts all major credit cards. Payment is expected at the time of service.
Reasons to Consider Self-paying for Therapy
Privacy
Self-paying for treatment allows you to have greater control of the privacy of your information. When you use insurance, I must make a mental health related diagnosis for you or your teen. This information is collected in an insurance database and will follow you or your teen and may have unforeseen consequences. This may prevent you from obtaining security clearances, as well as potentially make you ineligible or placed in a higher risk pool for future disability or life insurance. At times I am asked to participate in clinical case reviews in which I must provide a great deal of private information about you to an insurance company representative to justify your treatment. Most often the people I see are not mentally ill, but are struggling with temporary life situations.
Flexibility
Insurance companies determine what session lengths and formats will be covered. When you self-pay you have more options about how often and long we meet. We also have the option of meeting online, which is often not a covered service.
Accessibility
Having a self-pay practice allows me to limit my caseload, which means that I have more appointments available if you need to be seen quickly or if you need to change your appointment time. It also allows me to put all my energy into providing you or your teen with the best treatment, instead of spending my time fighting with insurance companies about payment. I can be more accessible to you and generally to provide you with higher quality, more personalized treatment.
Out of network insurance reimbursement may be available to you, depending on your insurance plan. You can also use flexible spending and health saving account (HSA) funds for your visits. I can provide you with a receipt to submit directly to your insurance company for any out of network benefits for which you are eligible.
For your convenience, my office accepts all major credit cards. Payment is expected at the time of service.
Reasons to Consider Self-paying for Therapy
Privacy
Self-paying for treatment allows you to have greater control of the privacy of your information. When you use insurance, I must make a mental health related diagnosis for you or your teen. This information is collected in an insurance database and will follow you or your teen and may have unforeseen consequences. This may prevent you from obtaining security clearances, as well as potentially make you ineligible or placed in a higher risk pool for future disability or life insurance. At times I am asked to participate in clinical case reviews in which I must provide a great deal of private information about you to an insurance company representative to justify your treatment. Most often the people I see are not mentally ill, but are struggling with temporary life situations.
Flexibility
Insurance companies determine what session lengths and formats will be covered. When you self-pay you have more options about how often and long we meet. We also have the option of meeting online, which is often not a covered service.
Accessibility
Having a self-pay practice allows me to limit my caseload, which means that I have more appointments available if you need to be seen quickly or if you need to change your appointment time. It also allows me to put all my energy into providing you or your teen with the best treatment, instead of spending my time fighting with insurance companies about payment. I can be more accessible to you and generally to provide you with higher quality, more personalized treatment.